1. Work with an independent agency like Beauchamp & McSpadden. We have access to many auto insurance companies and can provide you with competitive quotes.
2. Before you buy a car, ask your agent about insurance costs.
3. Ask for higher deductibles.
4. Reduce coverage on older cars.
5. Buy your Auto and Homeowner insurance from the same provider.
6. Maintain a good credit record.
7. Take advantage of Low Mileage discounts.
8. Drive Clean -- no tickets, no accidents .
9. Seek out other discounts: Insurers will often give credits for Good Students, membership in certain associations, college graduates, saftey equipment installed in your auto, and many more.
Aug 12 • The 2008 Audi Q7, a large luxury SUV, earns the Insurance Institute for Highway Safety's Top Safety Pick award. Winners afford superior overall crash protection among the vehicles in their class. The Q7's award applies to models built after December 2007. Read more
June 27 • The redesigned 2009 Acura TSX, a midsize luxury car, wins the Insurance Institute for Highway Safety's Top Safety Pick award. Winners afford superior overall crash protection among the vehicles in their classes. To qualify, a vehicle must earn the highest rating of good in the Institute's front, side, and rear tests and be equipped with electronic stability control. The new TSX improved in the side test from acceptable to good and in the rear test from poor to good... Read more
Teenage drivers continue to use cellphones despite a North Carolina ban • Roundabouts can be even safer with some simple changes like better signs, lights •Panel finds that redesigned airbags improve protection for children and adults • Smart Fortwo earns top ratings of good for protection in front and side crashes • Enhanced belt reminders are convincing drivers and front-seat passengers to buckle up, Read more
Car - Deer Collisions: No winners here!
The average cost per insurance claim for collision damage is $2,800, with costs varying depending on the type of vehicle and severity of damage. When you factor in auto claims involving bodily injury, the average rises to $10,000.
High risk times are from dusk to dawn, all year round.
Watch where it came from...more might be following
Stay alert in high deer population areas.
Brake and stay in your lane to avoid a serious crash.
Call the police or sheriff's department right away.
Aug 12 • The 2008 Audi Q7, a large luxury SUV, earns the Insurance Institute for Highway Safety's Top Safety Pick award. Winners afford superior overall crash protection among the vehicles in their class. The Q7's award applies to models built after December 2007. 
June 27 • The redesigned 2009 Acura TSX, a midsize luxury car, wins the Insurance Institute for Highway Safety's Top Safety Pick award. Winners afford superior overall crash protection among the vehicles in their classes. To qualify, a vehicle must earn the highest rating of good in the Institute's front, side, and rear tests and be equipped with electronic stability control. The new TSX improved in the side test from acceptable to good and in the rear test from poor to good... 
Status Report, Vol. 43, No. 4
High risk times are from dusk to dawn, all year round. 
